Norbert Michel Norbert Michel studies and writes about housing finance, including the reform of Fannie Mae and Freddie Mac, as The Heritage Foundation’s research fellow in financial regulations. My Articles 8 Years Later, Damage of Dodd-Frank Continues to MountAugust 3, 2018 | 5:44pm EDT Gov’t Intervention in Housing: As Bad Today as It Always Has BeenDecember 13, 2016 | 12:36pm EST Media Largely Ignores Severe Louisiana Flooding, and It's Not Over YetAugust 19, 2016 | 4:43pm EDT US Should Follow Britain’s Lead: Tell Financial Regulators to Take a HikeJuly 12, 2016 | 4:26pm EDT When Louisiana Offered Free College Education, Guess What HappenedFebruary 23, 2016 | 3:36pm EST No, The Federal Reserve Cannot Set Interest RatesAugust 26, 2015 | 5:27pm EDT The Federal Reserve Hasn’t Reduced Frequency of Recessions. Why Is It Necessary Again?July 10, 2015 | 11:20am EDT Fed Nervous That Congress Will Pass Audit BillFebruary 17, 2015 | 12:29pm EST