July 18, 2012 - 12:37 PM
Federal Reserve Chairman Ben Bernanke appears before the House Financial Services Committee to deliver his twice-a-year report to Congress on the state of the economy, Wednesday, July 18, 2012. Bernanke sketched a bleak picture of the U.S. economy yesterday at the Senate Banking Committee warning it will darken further if Congress doesn't reach agreement soon to avert a budget crisis. (AP Photo/J. Scott Applewhite)