Surveys Show Bulk of Obamacare Enrollees Already Had Insurance; Uninsured Not Biting
So, how many of the uninsured - the people this law was supposed to help - have actually signed up?
- "Only 11% of consumers who bought new coverage under the law were previously uninsured, according to a McKinsey & Co. survey of consumers thought to be eligible for the health-law marketplaces. The result is based on a sampling of 4,563 consumers performed between November and January, of whom 389 had enrolled in new insurance,
- "Health Markets Inc., an insurance agency that enrolled around 7,500 people in exchange plans, said 65% of its enrollees had prior coverage," and
- "At Michigan-based Priority Health, only 25% of more than 1,000 enrollees surveyed in plans that comply with the law were previously uninsured, said Joan Budden, chief marketing officer."
"Michigan insurers collectively expected 400,000 of the state's 1.2 million uninsured people to join private plans this year...as of the end of December, only 76,000 enrollees had arrived, many of whom were previously covered."
Additionally, in a sense of irony, the Journal reported on Jan. 17 that "one reason for people declining to purchase plans was affordability. That was cited by 52% of those who had shopped for a new plan but not purchased one in McKinsey's most recent sampling, performed in January. Another common problem was technical challenges in buying the plans, which 30% mentioned."
And those "technical challenges" seem to be a hallmark characteristic of this entire Obamacare rollout. Furthermore, it's still not fixed. Last week, a CMS official said that they have no way to tell how many Obamacare applicants are paying their premiums since the payment portion of the website still isn't functional.
So, it seems that the only people who can afford Obamacare are Americans who already had insurance.
How is that going to curb costs and make health care more affordable? Oh wait; it doesn't, which is what many in the political arena have been saying ad nauseum. I think the impotence of government legislation to cure societal ills is becoming apparent.